Loan Hourly to Salary Converter
Convert an hourly wage to annual salary — or a salary back to its hourly rate. Compare job offers apples to apples.
Hourly → Salary
| Monthly | $0 |
| Biweekly (every 2 weeks) | $0 |
| Weekly | $0 |
| Daily (8-hr day) | $0 |
Salary → Hourly
How it works
Annual salary = hourly wage × hours per week × 52 weeks. The reverse divides salary by (hours × 52). Monthly is annual ÷ 12, biweekly ÷ 26, weekly ÷ 52. These are gross figures before taxes and deductions.
Formula & worked example
Formula: Annual salary = hourly wage × hours per week × 52. Monthly = annual ÷ 12, biweekly = annual ÷ 26, weekly = annual ÷ 52.
Worked example: $25/hour at 40 hours per week is $52,000/year — $4,333/month or $2,000 every two weeks, before taxes.
When to use this
- An hourly job posting and a salaried offer need one common unit before they can be compared.
- You are freelancing and must translate a target salary into a billing rate.
- A raise is quoted one way ('+$2/hr') and your budget thinks the other way.
- You are checking what a salary really pays per hour at your actual hours, overtime included.
How to use it, step by step
- For hourly → salary: enter the wage and honest hours per week.
- Read the annual, monthly and weekly equivalents.
- For salary → hourly: enter the salary and the hours you truly work.
- If the job regularly runs 45–50 hours, rerun at that figure — the effective rate drops fast.
What the inputs mean
| Input | What it is | Typical values |
|---|---|---|
| Hourly wage | Gross pay per hour | Local minimum to $100+ |
| Hours per week | Paid hours the conversion assumes | 40 standard; part-time 20–32 |
| Annual salary | Gross yearly pay | Offer-letter figure |
Another worked example
$22.50 an hour at 37.5 hours a week is $43,875 a year — $3,656.25 a month. Run the same wage at a true 45-hour week and the annual figure becomes $52,650, which is exactly why salaried roles that quietly expect 45 hours are paying about $22.50 while advertising a $52k-equivalent lifestyle.
Frequently asked questions
What is the 2,080-hour rule?
A full-time year is 40 hours × 52 weeks = 2,080 hours. So $25/hr × 2,080 = $52,000/yr. It's the quick mental math behind every salary conversion.
Does this include overtime?
No — it assumes straight time. In the US, non-exempt hourly workers typically earn 1.5× for hours over 40/week, which would raise real annual pay above this estimate.
Salary vs. hourly — which is better?
Salary brings predictable paychecks and often benefits; hourly pays you for every hour worked, including overtime. Convert both offers with this tool, then weigh benefits, stability, and expected hours.
What does the standard conversion assume?
52 paid weeks a year. Unpaid time off comes straight off the hourly side: two unpaid weeks at $22.50 × 37.5 hours is $1,687.50 off the annual figure — salaried PTO is a real, priceable benefit.
Should I compare gross or after-tax?
For a first pass, gross is fine — tax follows total income similarly either way. Benefits are the bigger distortion: employer health premiums and retirement matches can add 15–30% on the salaried side.